Terms of Service

Effective Date: September 28, 2026

Welcome to Wares Point.

These Terms of Service (“Terms”) govern your access to and use of WaresPoint.com, including its articles, guides, forums, community features, user accounts, tools, paid services, digital products, artificial intelligence features, and other services made available through Wares Point.

Wares Point is operated by Jeremy Womack in Guthrie, Oklahoma, United States.

By accessing or using Wares Point, creating an account, purchasing a product or service, or participating in the Wares Point community, you agree to these Terms.

If you do not agree to these Terms, do not use Wares Point.

Questions regarding these Terms may be sent to sales@warespoint.com.

1. Eligibility

You must be at least 13 years old to use Wares Point.

Wares Point is not intended for children under 13.

By creating an account or otherwise using Wares Point, you represent that:

• You are at least 13 years old.
• You have the legal capacity to agree to these Terms.
• The information you provide to Wares Point is truthful and accurate.
• Your use of Wares Point does not violate applicable law.

If you are under the age of legal majority where you live, you should use Wares Point only with the involvement and permission of a parent or legal guardian.

2. Wares Point Is an Educational and Community Platform

Wares Point provides information, education, discussion, community features, tools, recommendations, and resources relating to subjects such as:

• Online business
• Making money online
• Freelancing
• Affiliate marketing
• Ecommerce
• Websites and domains
• Web hosting
• Marketing and SEO
• Branding and design
• Artificial intelligence
• Automation
• Business tools
• Entrepreneurship
• Related business and technology topics

Wares Point is intended to help users research ideas, understand opportunities, compare options, learn new skills, and make their own business decisions.

Information published on Wares Point is provided for general informational and educational purposes.

3. No Earnings Guarantee

Wares Point does not guarantee that you will make money, earn a particular amount of income, build a successful business, obtain customers, generate website traffic, receive commissions, or achieve any specific financial result.

Business results vary substantially between individuals.

Your results may depend on factors including:

• Your skills
• Your experience
• Your available time
• Your financial resources
• Your market
• Competition
• Customer demand
• Pricing
• Advertising costs
• Platform policies
• Economic conditions
• Technology changes
• Your individual decisions and execution

Examples, case studies, income figures, hypothetical calculations, strategies, projections, or discussions of potential earnings are provided for educational purposes and should not be interpreted as promises or guarantees of future results.

You are responsible for evaluating opportunities and making your own business and financial decisions.

4. Not Professional Financial, Legal, Tax, or Investment Advice

Content on Wares Point is not a substitute for personalized professional advice.

Unless explicitly stated otherwise, Wares Point does not provide individualized:

• Legal advice
• Tax advice
• Accounting advice
• Investment advice
• Financial planning
• Securities advice

You should consult an appropriately qualified professional when your situation requires professional advice.

5. User Accounts

Some Wares Point features may require a registered account.

You agree to provide accurate information when creating and maintaining your account.

You are responsible for maintaining the confidentiality of your password and login credentials.

You are responsible for activity that occurs through your account unless the activity results from a security failure attributable to Wares Point.

You may not:

• Share an account for the purpose of avoiding restrictions or fees
• Impersonate another person
• Create an account using someone else's identity without authorization
• Obtain unauthorized access to another user's account
• Sell or transfer an account without permission from Wares Point
• Use automated systems to create fraudulent or abusive accounts

If you believe your account has been compromised, contact sales@warespoint.com.

6. Community and Forum Conduct

Wares Point provides community features where users may communicate, ask questions, share information, review projects, exchange ideas, and participate in discussions.

Users are expected to interact with other community members in good faith.

You may not use Wares Point to:

• Threaten, harass, stalk, or abuse another person
• Engage in targeted bullying
• Publish another person's private information without authorization
• Engage in fraud, scams, or deceptive business practices
• Send spam or unsolicited bulk messages
• Manipulate reviews, votes, rankings, or community systems
• Distribute malware or malicious code
• Attempt to gain unauthorized access to systems or accounts
• Promote illegal activity
• Facilitate copyright infringement
• Post content that violates applicable law
• Impersonate individuals, companies, moderators, or Wares Point
• Intentionally disrupt or damage Wares Point infrastructure
• Circumvent account restrictions, bans, moderation measures, or technical protections

Additional Community Guidelines may apply to specific areas of Wares Point.

7. Moderation

Wares Point reserves the right to moderate its community.

Moderation actions may include:

• Editing or removing content
• Moving discussions
• Closing discussions
• Restricting posting privileges
• Issuing warnings
• Temporarily suspending accounts
• Permanently terminating accounts
• Restricting access to particular features
• Removing spam
• Removing fraudulent or abusive content

Wares Point is not obligated to publish, maintain, or preserve every user submission.

Moderation decisions may consider community safety, relevance, quality, abuse prevention, legal obligations, and the overall operation of the platform.

Wares Point may take immediate action where reasonably necessary to protect users, the website, or third parties.

8. User-Generated Content

You retain ownership of original content that you submit to Wares Point.

This may include:

• Forum posts
• Comments
• Reviews
• Project descriptions
• Images
• Profile information
• Messages
• Other original material

By submitting content to areas of Wares Point where it is intended to be displayed, you grant Wares Point a worldwide, non-exclusive, royalty-free license to:

• Host the content
• Store the content
• Display the content
• Reproduce the content as technically necessary
• Format the content
• Distribute the content through Wares Point
• Create technical adaptations necessary to display the content on different devices or formats

This license exists so Wares Point can operate the service and display the content you chose to submit.

You do not transfer ownership of your original content to Wares Point.

9. Responsibility for User Content

You are responsible for content you submit.

You represent that you have the necessary rights to submit your content and allow Wares Point to use it as described in these Terms.

You may not knowingly submit content that:

• Infringes another person's copyright
• Infringes trademarks or other intellectual property
• Violates privacy rights
• Violates contractual obligations
• Contains malicious software
• Is fraudulent or intentionally deceptive
• Is unlawful

Wares Point does not necessarily endorse statements, recommendations, opinions, products, services, or claims made by users.

10. Public Content

Wares Point contains publicly accessible community areas.

Content you intentionally publish publicly may:

• Be viewed by people without Wares Point accounts
• Appear in search engines
• Be linked from other websites
• Be quoted or referenced by other users
• Remain accessible in third-party archives or caches

Do not publish information publicly that you wish to keep confidential.

Deleting your account or deleting a post cannot guarantee that copies previously made by third parties will disappear.

11. Private Messages

Wares Point may offer private messaging features.

Private messages are intended for communication between authorized participants and are not normally displayed publicly.

Wares Point may access or review private communications when reasonably necessary for:

• Investigating reported abuse
• Investigating fraud
• Responding to security incidents
• Technical troubleshooting
• Enforcing these Terms
• Complying with legal obligations

Users should not use Wares Point private messaging as a secure repository for highly sensitive or confidential information.

12. Wares Point Content and Intellectual Property

Except for user-generated content and third-party materials, Wares Point owns or controls the rights to its original website content and materials.

These may include:

• Articles
• Guides
• Tutorials
• Website design
• Branding
• Logos
• Graphics
• Original software
• Tools
• Databases
• Written material
• Original images
• Site organization

You may use Wares Point content for personal and ordinary business research.

Unless permission is granted, you may not:

• Republish substantial portions of Wares Point content
• Sell copies of Wares Point content
• Create unauthorized commercial copies
• Scrape or reproduce the site at scale
• Remove copyright or attribution notices
• Present Wares Point content as your own original work

Normal linking, quotation, commentary, and legally permitted fair use are not prohibited by this section.

13. Copyright Complaints

Wares Point respects intellectual property rights.

If you believe material published on Wares Point infringes your copyright, contact:

sales@warespoint.com

Please provide enough information to identify:

• The copyrighted work
• The allegedly infringing content
• The location of the content on Wares Point
• Your contact information
• The basis for your claim

Wares Point may remove or restrict access to disputed content while a legitimate copyright complaint is reviewed.

14. Paid Products and Services

Wares Point may offer paid products or services, including:

• Digital products
• Memberships
• Business services
• Consulting
• Tools
• Premium features
• Other paid offerings

Prices and applicable terms will be presented before purchase.

You agree to pay the charges displayed at the time you authorize a transaction.

15. Payment Processing

Payments are processed through Stripe.

Stripe may collect and process information necessary to complete transactions.

Wares Point does not control Stripe's independent systems or security practices.

Your use of Stripe may also be subject to Stripe's applicable terms and privacy practices.

Wares Point may maintain transaction information necessary for:

• Order fulfillment
• Customer support
• Accounting
• Taxes
• Fraud prevention
• Refunds
• Dispute handling

16. Refunds

Refund eligibility may depend on the product or service purchased.

Any product-specific refund terms presented during checkout or on the applicable product or service page form part of these Terms.

Where no separate refund policy is provided, refund requests will be evaluated reasonably based on the nature of the purchase, whether the product or service has already been delivered or consumed, technical problems, duplicate transactions, fraud concerns, and applicable law.

Requests concerning payments or refunds may be sent to sales@warespoint.com.

Nothing in these Terms limits any refund or cancellation rights that cannot legally be waived.

17. Recurring Payments and Subscriptions

Wares Point may offer recurring subscriptions or memberships.

If a product renews automatically, the recurring nature of the charge, billing interval, and price will be disclosed before purchase.

By purchasing a recurring service, you authorize the applicable recurring charges until cancellation.

Cancellation stops future renewals but does not necessarily entitle you to a refund for an already completed billing period unless required by law or provided under the applicable purchase terms.

18. Affiliate Links

Wares Point may participate in affiliate programs.

Some links may result in Wares Point receiving a commission if you purchase a product or service after following the link.

Affiliate compensation does not increase the amount you pay unless clearly stated otherwise.

Wares Point will disclose affiliate relationships where appropriate.

You are responsible for evaluating whether any recommended product, service, platform, or business opportunity is appropriate for you.

19. Advertising and Sponsorships

Wares Point may display advertising, including advertising delivered through services such as Google AdSense.

Wares Point may also publish sponsored material.

Advertising or sponsorship does not constitute a guarantee or endorsement of a product's safety, quality, profitability, or suitability for you.

Third-party advertisers are responsible for their own products, representations, websites, and services.

20. Artificial Intelligence Features

Wares Point may provide tools or features powered by artificial intelligence.

AI-generated output may contain:

• Errors
• Outdated information
• Incorrect assumptions
• Incomplete information
• Fabricated information
• Biased or inappropriate responses

You should independently verify important AI-generated information before relying on it.

AI output should not be relied upon as the sole basis for legal, financial, tax, medical, safety, or other high-impact decisions.

Wares Point does not guarantee that AI-generated content will be accurate, original, complete, lawful, or suitable for a particular purpose.

21. AI User Submissions

If Wares Point provides AI-powered features, users may be able to submit prompts, text, images, documents, or other information.

You are responsible for ensuring that you have the right to submit that material.

Do not intentionally submit:

• Passwords
• Full payment-card information
• Social Security numbers
• Confidential trade secrets
• Personal information belonging to others without authorization
• Material you do not have permission to process

Some AI features may rely on external service providers.

Relevant information may therefore be transmitted to third-party processing services when necessary to complete your request.

22. Third-Party Websites and Services

Wares Point may contain links or integrations involving third-party services.

Examples may include:

• Hosting companies
• Domain registrars
• Ecommerce platforms
• Freelance platforms
• Payment processors
• Affiliate programs
• AI providers
• Social media services
• Software vendors

Wares Point does not control third-party services.

A link does not guarantee that Wares Point endorses every statement, policy, product, service, or business practice of the linked provider.

Your use of third-party services is subject to their own terms and policies.

23. External Business Opportunities

Wares Point may discuss business opportunities, programs, services, websites, tools, marketplaces, affiliate programs, or income strategies.

Availability and terms may change without notice.

Third-party companies may:

• Change pricing
• Change commissions
• Terminate programs
• Change eligibility rules
• Change platform policies
• Restrict accounts
• Shut down services

Wares Point is not responsible for losses caused by changes made by third-party businesses.

24. Security

You may not attempt to compromise the security of Wares Point.

Prohibited activity includes:

• Unauthorized vulnerability exploitation
• Credential theft
• Password attacks
• Malware distribution
• Denial-of-service attacks
• Unauthorized database access
• Bypassing authentication
• Bypassing access restrictions
• Interfering with other users
• Attempting to gain privileges you were not granted

Good-faith security concerns may be reported to sales@warespoint.com.

25. Automated Access and Scraping

Reasonable search engine indexing and ordinary browsing are permitted.

You may not use automated systems in a manner that:

• Places unreasonable load on Wares Point
• Circumvents technical restrictions
• Harvests personal information
• Copies substantial portions of the website for commercial republication
• Operates spam systems
• Attempts credential harvesting
• Disrupts normal operation

Wares Point may use technical measures to limit abusive automated access.

26. Account Suspension and Termination

Wares Point may suspend, restrict, or terminate an account when reasonably necessary because of:

• Serious or repeated violations of these Terms
• Fraud
• Spam
• Security threats
• Abuse of other users
• Illegal activity
• Attempts to evade moderation
• Nonpayment
• Technical abuse
• Legal obligations

Where appropriate, Wares Point may provide warnings or opportunities to correct a violation.

Serious security, fraud, or safety issues may result in immediate action.

You may stop using Wares Point at any time.

27. Effect of Account Termination

Termination of an account does not necessarily erase all information associated with the account immediately.

Wares Point may retain information reasonably necessary for:

• Legal compliance
• Fraud prevention
• Transaction records
• Security
• Moderation history
• Dispute resolution
• Backups
• Community continuity

Public discussion content may remain where removal would disrupt existing conversations, subject to applicable privacy rights and Wares Point policies.

28. Privacy

Use of Wares Point is also governed by the Wares Point Privacy Policy.

The Privacy Policy explains how personal information is collected, used, stored, disclosed, and protected.

By using Wares Point, you acknowledge that you have had an opportunity to review the Privacy Policy.

29. Service Availability

Wares Point may occasionally be unavailable due to:

• Maintenance
• Updates
• Security events
• Hosting outages
• Network failures
• Software problems
• Third-party failures
• Events beyond reasonable control

Wares Point does not guarantee uninterrupted or error-free availability.

Features may be added, removed, redesigned, restricted, or discontinued.

30. Beta and Experimental Features

Some Wares Point features may be experimental, beta, or under active development.

These features may:

• Change without notice
• Contain bugs
• Produce unexpected results
• Be temporarily unavailable
• Be discontinued

Users should not rely on experimental features as the sole storage location for critical information.

31. Disclaimer of Warranties

To the maximum extent permitted by applicable law, Wares Point and its services are provided on an “as is” and “as available” basis.

Wares Point makes no guarantee that:

• Information will always be accurate
• Content will always be current
• The website will always be available
• Every error will be corrected
• Every business strategy will be successful
• Third-party products will perform as expected
• Wares Point will meet every user's individual requirements

Nothing in this section excludes warranties that cannot legally be excluded.

32. Limitation of Liability

To the maximum extent permitted by law, Jeremy Womack and Wares Point will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages arising from or relating to use of Wares Point.

This includes, where legally permitted, losses involving:

• Lost profits
• Lost revenue
• Lost business opportunities
• Lost data
• Business interruption
• Advertising expenses
• Third-party platform actions
• Reliance on inaccurate information
• User-generated content
• Third-party products or services

Where liability cannot legally be excluded, liability will be limited to the maximum extent permitted by applicable law.

Nothing in these Terms excludes liability that cannot legally be limited or excluded.

33. User Responsibility

You are responsible for decisions you make based on information obtained through Wares Point.

Before making significant business, financial, technical, legal, or investment decisions, you should conduct appropriate independent research and, where necessary, consult qualified professionals.

You are responsible for complying with laws that apply to your own business activities.

34. Indemnification

To the extent permitted by applicable law, you agree to indemnify and hold harmless Jeremy Womack and Wares Point from third-party claims, liabilities, damages, losses, and reasonable costs arising from:

• Your unlawful use of Wares Point
• Content you submit
• Your infringement of third-party rights
• Your violation of these Terms
• Fraudulent or abusive conduct through your account

This provision does not require you to indemnify Wares Point for conduct for which indemnification cannot legally be required.

35. Changes to Wares Point

Wares Point may modify the website and its features over time.

Changes may include:

• Adding features
• Removing features
• Changing pricing
• Changing membership benefits
• Modifying community functionality
• Updating software
• Changing supported tools
• Updating content
• Discontinuing products or services

Where a change materially affects a paid recurring service, reasonable notice will be provided when required by applicable law.

36. Changes to These Terms

These Terms may be updated when Wares Point's services, business practices, legal requirements, or community features change.

The effective date at the top of this page will be updated when the Terms are revised.

For significant changes, Wares Point may provide additional notice through the website, email, or account interface.

Your continued use of Wares Point after updated Terms become effective constitutes acceptance of the updated Terms to the extent permitted by law.

37. Governing Law

These Terms are governed by the laws of the State of Oklahoma, without regard to conflict-of-law principles, except where applicable law requires otherwise.

38. Disputes and Venue

Before filing a formal legal claim, users are encouraged to contact Wares Point at sales@warespoint.com and attempt to resolve the issue informally.

Unless applicable law provides otherwise, legal proceedings arising from these Terms or use of Wares Point will be brought in a court of competent jurisdiction serving Logan County, Oklahoma or another court having proper jurisdiction over the dispute.

Nothing in these Terms prevents either party from seeking relief in small claims court where permitted.

These Terms do not require mandatory private arbitration.

39. Severability

If any provision of these Terms is determined to be invalid or unenforceable, the remaining provisions will remain in effect.

The invalid provision will be interpreted or limited to the extent necessary to make it enforceable where permitted by law.

40. No Waiver

Failure by Wares Point to enforce a provision of these Terms does not waive the right to enforce that provision later.

41. Entire Agreement

These Terms, together with the Wares Point Privacy Policy and any additional policies or purchase-specific terms expressly incorporated into them, constitute the agreement between you and Wares Point concerning your use of the service.

If specific terms presented for a paid product conflict with these general Terms, the product-specific terms will control for that particular purchase to the extent of the conflict.

42. Assignment

You may not transfer your rights or obligations under these Terms to another person without consent where consent is legally required.

Wares Point may transfer its rights and obligations in connection with a sale, restructuring, transfer of the business, or similar transaction, subject to applicable law.

43. Electronic Communications

By using Wares Point, you consent to receiving communications electronically where legally permitted.

Electronic communications may include:

• Account notifications
• Terms updates
• Privacy notices
• Purchase receipts
• Security notices
• Support communications

Optional marketing communications remain subject to applicable unsubscribe rights.

44. Headings

Section headings are provided for convenience and do not limit the meaning of these Terms.

45. Contact Information

Questions about these Terms, account issues, payment concerns, copyright complaints, or other Wares Point matters may be directed to:

Wares Point
Operator: Jeremy Womack
Guthrie, Oklahoma, United States
Email: sales@warespoint.com

Effective Date: September 28, 2026